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The Sterling, Kaiapoi

Silverstream, KaiapoiIndependentRegistered on the Retirement Villages Register

In short

  • Entry prices from $780,000 (1 unit for sale now).
  • The village keeps 30% of what you paid when you leave. This is its exit fee (deferred management fee).
  • Weekly fee not published.
Entry price from
$780,000the only unit for sale now
Exit fee
30%builds over 3 years
Weekly fee
Not published
When you are repaid
Standard departure refund timing is not published.
Registered
Yesno. 2747512
Care on site
None listed

What it costs

Entry price

$780,000

For the 1 unit for sale now on Eldernet. This is not a price for every unit in the village.

Source: Eldernet listing (the-sterling)

Exit fee (deferred management fee)

30% of what you paid

Source: thesterling.co.nz

How it builds

Accrues over 3 years to the 30% cap; no year-by-year schedule published.

Source: thesterling.co.nz

Full research note

Accrues over 3 years to the 30% cap; no year-by-year schedule published. Separately, the FAQ discloses a 12.5% transfer charge that applies if a resident moves between a villa and a townhouse within the village, this is distinct from the exit DMF.

Weekly fee

Not published

As a dollar figure, site states residents choose between a fee that is fixed for their entire stay or one that is reviewed annually, but gives no amount

Source: thesterling.co.nz

Capital gain (a rise in the unit's value)

Not published

When you are repaid

Standard departure refund timing is not published.

Source: thesterling.co.nz

Full research note

Standard departure refund timing is not published. The FAQ does disclose a 90-day money-back guarantee after MOVING IN: if a resident changes their mind within 90 days of moving in, the entry payment is refunded excluding weekly outgoings, this is a cooling-off provision, not the normal exit/refund timeline after leaving later.

Disclosure statement (the village's summary of the deal)

Not published online. The law says the village must give you one before you sign an occupation right agreement (the contract that lets you live there), and it sets out every fee. Ask for it early.

What would you get back?

$546,000 backExit fee 30.0% = $234,000 kept by the village after 5 years. Weekly fees are extra.

The exit fee builds over 3 years to 30%. The calculator spreads it evenly over those years; the exact schedule is in the fee notes above. Before weekly fees and any other charges.

Units for sale on Eldernet (1)

As listed on Eldernet on 15 and 16 October 2026. Prices are what the village is asking, before any exit fee.

HomeTypeBedroomsBathroomsFloor areaPriceListing
Stage 10 Villa ReleaseVilla22128 m²from $780,000Eldernet

Registered village

Registered as The Sterling (kaiapoi)

Registration number
2747512
Registered since
2020
Statutory supervisor
Anchorage Trustee Services Limitedappointed 4 September 2020
Previous names
Sterling (kaiapoi)

A statutory supervisor is an independent party, licensed by the Financial Markets Authority, that holds residents' deposits and watches the village's finances (Retirement Commission).

Source: this village's entry on the Retirement Villages Register, read 15 October 2026.

Care homes nearby

Where this comes from

Address
300 Island Road, Silverstream, Kaiapoi
Operator
Independent

Confidence: Medium. DMF cap and the 90-day/12.5% figures came from actual fetched pages; weekly fee, capital gains, entry prices and normal refund timing are genuinely not on the site

Research note

Becoming-a-Resident-Pricing page link exists in nav (thesterling.co.nz/becoming-a-resident-pricing) and was fetched but contained no figures beyond what's listed above.

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